Moving from one place to another plays a significant role in human life. In the early century, people can only do they use their legs to move, but now there are many mediums of moving are available all over the world such as personal care or bike, hiring of taxi and many more. Due to this increase in the number of vehicles globally, the number of accidents is also increasing.
It is not possible to eradicate all the accidents, but we can decrease their impact. You may know that every accident leaves two impacts; health issue and financial problem. You can eradicate both the impact of accidents by taking insurance. It is available for all types of vehicle. If you have your car, you can go for car insurance, and on the other hand, taxi companies like uber select cheap private hire taxi insurance for their vehicles.
These insurances not only cover your car repairing expense but also covers many other things. In this article, a detailed clarification will be given related to uber taxi insurances, by reading which you can easily collect all the information. Uber taxi has insurance then there is no need to take stress if you are driving uber on duty. Below mentioned are some situations related to coverage of uber insurance.
Situation 1
This situation is applied when you are on duty, which means you have opened your uber application and waiting for the rider who will book you to pick him up. It is also called a grey area. In this situation, insurance will cover the below-mentioned factor.
- Liability: The liability coverage of insurance in this situation is deficient. You will get up to $50000 liability coverage, including all the factors like accident, damages and injury. First of all, you have to demand an insurance claim from your company, and in any condition, if they deny, then only you should go for uber insurance.
- Collision: in uber insurance, you will not get cover for collision. If you want to cover, then you should apply to your insurance company. It doesn’t matter that it’s your fault or not you have to pay for repairs.
- Uninsured driver: If the uber driver is uninsured in this condition, he will not get any cover. He has to go for personal company.
Situation 2: This situation is applied when you have to pick the rider and entered his pickup location in your GPS. If any incident happens while you are going to like him, then it will come under this situation.
Situation 3: The third and the last situation is when you had already picked the rider and going to his drop location after entering their drop location in GPS. If an accident occurs during this time, then your insurance coverage will be done according to this situation.
- Liability: In situation 2 and 3, it will provide you cover in the majority of the cases.
- Collision: In this situation, if the insurance company deny then you can go for uber insurance.
- Uninsured driver: In this condition uber provide millions of policies for their customer related to
uber taxi insurance.
